Credit Blog


Fraudulent charges on your credit card? Now what?

Posted by Brett D. Sherman | Apr 25, 2021 | 0 Comments

Instead of obtaining that white-glove fraud protection and receiving a fast refund of charges made by an identity thief -- in many cases obviously fraudulent charges -- too many people are told that the bank has conducted a thorough investigation and determined that the consumer either made the allegedly fraudulent charges or authorized them. 

What is a Credit Lawyer anyway?

Posted by Brett D. Sherman | Apr 23, 2021 | 0 Comments

"Credit lawyer" is a short-hand term for an attorney, like the lawyers at Sherman & Ticchio, who guide consumers through the process of disputing inaccurate items on their credit reports or background check reports and, if necessary, file federal lawsuits on behalf of consumers under the Fair Cre...

Davis Wright Tremaine opines on key issues before SCOTUS in Ramirez v. TransUnion

Posted by Brett D. Sherman | Apr 15, 2021 | 0 Comments

Last week, the U.S. Supreme Court heard oral argument on whether and to what extent class members' injuries and standing are relevant to class certification in TransUnion v. Ramirez. The complaint in the district court alleged that TransUnion violated requirements imposed on credit reporting agencies (CRAs) by the Fair Credit Reporting Act (FCRA) in failing to provide consumers with accurate and complete information and a summary of consumer rights.


Posted by Brett D. Sherman | Mar 24, 2021 | 0 Comments

"[A]ccording to TransUnion, if a credit reporting agency labels you a terrorist or drug smuggler – with your mistaken identity lying in wait for someone to ask for it and find out - it's simply a case of “no harm done” unless YOU can prove that TransUnion sold this false information to a third party. (They say that they don't keep accurate records of the businesses to whom they sell this information, so you can't ask them.)"

New study shows huge increase in complaints to CFPB about Equifax, Experian, and TransUnion (among others)

Posted by Brett D. Sherman | Mar 11, 2021 | 0 Comments

"More than half of total complaints to the CFPB were grievances against the Big 3 credit reporting agencies; the firms Experian, TransUnion and Equifax, in that order, led complaints against all companies. Overall, the number of complaints about credit reporting doubled in 2020, demonstrating what a headache this industry causes for Americans."

  • 2 of 2

Sherman & Ticchio Is Here for You

At Sherman & Ticchio, we focus on your individual needs to help you correct errors on your credit reports or background check reports. We are here to listen to you and help you navigate the legal system.

Contact Us Today

Sherman & Ticchio is committed to helping you address your credit reporting and background check reporting issues in New York.

We offer a free consultation and we’ll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.