Per the CFPB (link to resource page here): If you're having trouble making rent payments as a result of the coronavirus pandemic, you're not alone. Federal, state, and local governments are offering help with housing expenses and avoiding eviction. Find out what this means for you, and wh...
Last week, the U.S. Supreme Court heard oral argument on whether and to what extent class members' injuries and standing are relevant to class certification in TransUnion v. Ramirez. The complaint in the district court alleged that TransUnion violated requirements imposed on credit reporting agencies (CRAs) by the Fair Credit Reporting Act (FCRA) in failing to provide consumers with accurate and complete information and a summary of consumer rights.
“With a growing number of lower-income renters competing for a limited number of housing units, the results of a tenant screening report can mean the difference between a renter and their family finding a home or being locked out of the rental market,” wrote Senator Brown.
So, if your background check report includes a New York conviction for possession of marijuana for up to three ounces, your background check report will be wrong once the new law is fully implemented. If you find such a conviction on your background check report, contact Sherman & Ticchio.
"[A]ccording to TransUnion, if a credit reporting agency labels you a terrorist or drug smuggler – with your mistaken identity lying in wait for someone to ask for it and find out - it's simply a case of “no harm done” unless YOU can prove that TransUnion sold this false information to a third party. (They say that they don't keep accurate records of the businesses to whom they sell this information, so you can't ask them.)"
According to the article linked here, some healthcare companies and hospitals are now doing background checks and credit checks.
New study shows huge increase in complaints to CFPB about Equifax, Experian, and TransUnion (among others)
"More than half of total complaints to the CFPB were grievances against the Big 3 credit reporting agencies; the firms Experian, TransUnion and Equifax, in that order, led complaints against all companies. Overall, the number of complaints about credit reporting doubled in 2020, demonstrating what a headache this industry causes for Americans."
You can obtain your credit report from each of the big three credit bureaus once per week until April 20, 2022 at annualcreditreport.com.