Representing Consumers in Inaccurate Reporting and Background Check Disputes.
Discovering that a background check shows a false criminal record or an incorrect credit report can be a devastating blow to your career and financial health. At Sherman & Ticchio PLLC, we are prepared to represent consumers in New York and New Jersey who have been unfairly impacted by these reporting mistakes. Whether an inaccurate report has cost you a job or a credit opportunity, you may be entitled to legal support to help rectify the situation.
Most consumers become aware of a reporting error only when they are denied a job, a loan, or a line of credit. At Sherman & Ticchio PLLC, we focus on four primary types of cases to help you move forward:
We advocate for job applicants when a background check shows a false criminal record or other misinformation that hinders employment opportunities.
We provide guidance for individuals who have been mistakenly reported as deceased by credit bureaus, leading to frozen accounts and denied applications.
We help resolve credit report errors resulting from "mixed files," where another person's information is incorrectly attributed to your report.
We represent victims of identity theft who are dealing with fraudulent accounts or unauthorized transactions appearing on their credit reports.
In today’s competitive landscape, employers and lenders rely on third-party screening and credit reporting agencies. Unfortunately, these reports are not always accurate. As background check lawyers and credit report error attorneys, we frequently see cases involving:
If you need to dispute an incorrect report, our attorneys can provide the guidance necessary to challenge these reporting agencies under the federal Fair Credit Reporting Act (FCRA).
Navigating a background check or credit report lawsuit can be overwhelming. A background check and credit repair error attorney at our firm focuses on the legal nuances of federal reporting laws to help you address these challenges.
We can review the specific details of your reports to identify where the agency failed in its legal obligations.
While consumers should initiate the initial dispute process themselves, we can help you organize the evidence needed to challenge the inaccuracy effectively.
If a reporting company fails to correct a verified error, we are prepared to take the matter to court to seek compensation for the harm you have suffered.
At Sherman & Ticchio PLLC, we recognize that behind every incorrect report is a person facing financial and emotional stress. We prioritize a client-focused approach that is supportive and informative.
We tailor our services exclusively to individuals experiencing issues with background checks or credit reporting.
Our team includes members of the National Association of Consumer Advocates (NACA) and attorney Brett D. Sherman is recognized by Super Lawyers.
We offer a no-obligation consultation to discuss your case and explore your legal options.
If you have inquiries for a background check attorney or credit report lawyer in NYC or New Jersey, contact us today to learn how we can help you protect your reputation.
Under the federal Fair Credit Reporting Act (FCRA), you generally must first dispute the error directly with the credit bureau. While attorneys at Sherman & Ticchio PLLC do not initiate disputes on your behalf, we can review your report and provide guidance on how to document the inaccuracy effectively. If the bureau refuses to correct a verified error, you may be entitled to seek legal assistance to resolve the matter.
If a background check incorrectly reports a criminal record, it is important to dispute the information with the screening company immediately. Inaccurate background reports can lead to job denials or lost promotions. Our background check lawyers can help you understand your rights under the FCRA and are prepared to represent job applicants in cases where reporting agencies fail to maintain accurate records.
A mixed credit file occurs when the credit information of another person—often someone with a similar name or Social Security number—is combined with your own. This can lead to decreased credit scores and denied applications. We can help you identify these errors and discuss whether a mixed credit report lawsuit is an appropriate step to correct your profile.
Yes. Being incorrectly reported as deceased is a serious error that can freeze bank accounts and prevent you from accessing credit. At Sherman & Ticchio PLLC, we handle cases where individuals are mistakenly declared deceased by credit bureaus or financial institutions. We can help you navigate the process of proving your identity and restoring your active financial status.
In New Jersey, there is no meaningful legal distinction between “Identity Theft” and “Identity Fraud” regarding consumer protection. If you have been a victim of either, our identity theft lawyers can provide support in addressing the unauthorized accounts or transactions that appear on your credit report.
In many cases involving the FCRA, the law allows for the recovery of attorney’s fees from the opposing party if the case is successful. At Sherman & Ticchio PLLC, we offer a complimentary initial consultation to discuss the specifics of your situation without financial risk.
At Sherman & Ticchio PLLC, we recognize that behind every incorrect report is a person facing financial and emotional stress. We prioritize a client-focused approach that is supportive and informative.
If you have inquiries for a background check attorney or credit report lawyer in NYC or New Jersey, contact us today to learn how we can help you protect your reputation.
Navigating a background check or credit report lawsuit can be overwhelming. A background check and credit repair error attorney at our firm focuses on the legal nuances of federal reporting laws to help you address these challenges.